Once you’ve taken out a loan and you have an influx of funds in your
account, it’s tempting to start spending the money. With many options of
where to start putting this money to the most beneficial use, go to
your credit cards first. Start paying off your credit card balance and
consolidating your debt using the funds from the personal loan because
it is likely that the interest rate of your personal loan is lower than
that of your credit card.
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