Bad Credit Loan Tips

If you have bad credit history or have suffered from a bankruptcy this doesn't mean that you wont qualify, you just have to convince lenders that you are lendable again.  This can be a daunting prospect, but stick to your guns, and with a good record of timely payments, you will be on the first step to restoring your credit and qualifying for better and better loans.

You can still get a loan or a mortgage with a poor credit history or no credit, however this type of loan is usually called a sub-prime loan, or impaired credit mortgage, and  these types of loans can be much more challenging to get.  If you do find someone who offers these types of loans, usually a broker who specializes in working with people with bad credit, they will usually be quite expensive to secure the loan or mortgage.  But don't fret, these loans will help you to rebuild your credit history to make you more lendable in the future.

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